You may think that you are safe with the security measures at the bank, but that is not the case all the time. As we have watched on the news, there are many times when a bank account is tampered with. Worse, no one will take responsibility for it. Be safe by following the tips written below.
Your Card and PIN
Protect your ATM card from damage by keeping it in a safe place – don’t allow it to bend or be scratched.
Memorize your Personal Identification Number (PIN) – if you must write down your PIN, do not keep it in your wallet, purse, or on the card itself. When selecting a PIN, avoid numbers and letters that can be easily identified or associated with you. Do not use your initials, birth date, or telephone number.
When Using an ATM
- Look around and observe your surroundings – if the machine is poorly lit, or is in a hidden area, use another ATM.
- Have your card ready – avoid having to go through your wallet or purse to find your card.
- Make sure that anyone waiting to use the ATM after you cannot see you entering your PIN or transaction amount.
- Don’t count your cash while standing at the ATM – put your cash, card, and receipt away immediately.
- Cancel your transaction and leave immediately if you see anything suspicious. Confirm, as soon as possible, with your financial institution that the transaction was canceled.
- If you are using an indoor ATM that requires your card to open the door, avoid letting anyone come in with you that you do not know.
- Lock the car doors and roll up the other windows when you use a drive-through ATM.
- Do not leave your keys or valuables in the car when using an ATM – and do not leave your car engine running.
- Do not leave your receipt behind – take it with you. Compare your ATM receipts to your monthly statement. It is the best way to guard against fraud and it makes record-keeping easier for you.
- If you lose your Visa card or your ATM card, contact the financial institution that issued your card immediately.
